Wednesday, October 24, 2012

The court found that from 19 hours 30 minutes Date impersonal city to 04 hours 00 minutes Date impe

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Plaintiff Yakunin, AM filed a lawsuit against the defendant CJSC "Insurance group" UralSib "(the Company" SG "UralSib") to collect insurance compensation and asks the court to: 1) to recover from the defendant to the plaintiff in the amount of money 502 000.00 USD in order to pay the insurance amount equal to the value of the car, cash of $ 46 500.00 rubles in compensation paid by the plaintiff legal services and 200 000,00 rubles in moral damages. In support of its claims the applicant points out that the owner of the car, the Toyota Corolla RZ No individuality. The car is insured for Hull in JSC "SG" UralSib "under an insurance contract No. Date of impersonal impersonal In the period from 19:30 till date impersonal 4:00 Date impersonal, the car was stolen by unidentified persons at the house number on the individuality ...... area, and therefore, an investigator with the SU ATC Lyuberetskaya Municipal Area Defense criminal case under part 3 of Article. 158 of the Criminal Code. Date impersonal, the plaintiff filed an application for the insurance case with all the necessary documents to the JSC "SG" UralSib ", however, the plaintiff was denied payment of the sum insured,

as the case is not insurance. With the failure of the insurance company to pay the plaintiff the sum insured does not agree, indicators of development because the presence of the vehicle registration documents is not a defense to the insurer from the claims, and therefore, there is an accident. Defendant's wrongful refusal to pay insurance compensation to the plaintiff suffered pecuniary damage, the compensation which the claimant is estimated at 200 000.00 rubles. To protect their rights plaintiff was compelled to apply to LLC "barrier" for legal services which they paid the sum of $ 46 500.00 rubles.
The defendant's representative by proxy Kondrasheva NN at the hearing was, with the plaintiff's claim does not agree, because the accident did not come, therefore, indicators of development did not arise from the insurer to pay the plaintiff the duty of insurance compensation, and the reasons for the recovery of non-pecuniary damage is not proved.
The court found that from 19 hours 30 minutes Date impersonal city to 04 hours 00 minutes Date impersonal indicators of development city car brand Toyota Corolla, the RZ No individuality, belonging to the plaintiff in ownership, was abducted by unknown persons. Impersonal, the date on this fact when SU ATC Lyuberetskaya municipal area ... a criminal case l. , 19), preliminary investigation has been suspended, has been declared wanted offenders.
At the time of the plaintiff's stolen car brand Toyota Corolla, the RZ Number individuality was insured Company IG "UralSib" contract number individuality voluntary comprehensive insurance

till date impersonal risk "theft, damage to vehicles," l. , 20).
In due time the plaintiff requested the defendant with the application indicators of development and the necessary set of documents for insurance reimbursement, but a letter indicators of development from the impersonal, the date he was denied the insurance claim on the grounds that the car was stolen from an abandoned it a certificate of registration of the vehicle, that, in accordance with paragraph 2.6.3 of the Rules of insurance is not insurance case l. , 22).
In accordance with Art. 943 of the Civil Code the terms on which insurance contracts can be defined in the standard rules of insurance concerned, accepted, indicators of development approved or authorized by the insurer or association of insurers (insurance regulations).
Conditions contained in the rules of insurance and not included in the text of the insurance contract (insurance policy) must be insured (beneficiary) if the contract (insurance policy) is directly indicators of development indicated on the application of the rules and the rules themselves are presented in a single document with the contract (insurance policy ) or on the reverse side or attached indicators of development to it. In the latter case, the insured service under a contract indicators of development of insurance rules must be certified in writing in the contract.
According indicators of development to paragraph 2.6.3 of the Rules of the Voluntary comprehensive motor insurance l. d.80-86), which is an integral part of the contract of insurance is not a

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